Trade Working Capital (TWC)
Our Trade Working Facilities are designed to support businesses engaged in domestic and international trade by ensuring smooth cash flow across every stage of the trade cycle. We provide flexible financing solutions to help you purchase goods, manage inventory, and meet payment obligations without straining your working capital.
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Your financial well-being is at the heart of our Personal Bank Account service. We provide you with the tools and support you need to manage your finances effectively and achieve your personal financial goals.
Key Features of TWC Facilities
- Flexible Short-Term Financing – Access working capital tailored to your trade cycle.
- Improved Cash Flow Management – Ensure smooth operations without financial strain.
- Quick & Easy Access to Funds – Fast approval process for urgent trade needs.
- Customizable Repayment Terms – Align repayments with your receivables.
- Collateral-Free Options – Based on trade transactions and business performance.
- Support for Import & Export Businesses – Cover costs for goods, logistics, and supply chain needs.
Who Can Benefit from TWC Facilities?
- Importers & Exporters
- Distributors & Wholesalers
- Retailers Managing Seasonal Demand
- usinesses with Delayed Customer Payments
Grow Your Business with Trade Working Capital
Don’t let cash flow gaps slow down your trade operations. Apply for a Trade Working Capital facility today and keep your business running smoothly.
Let Us Together Build a Flourishing Business
Our consultants specialize in specific areas of banking, allowing us to provide advice and guidance based on a deep understanding of your business needs. To help your business grow, we assess your current financial position, identify opportunities for improvement, develop a tailored plan, and assist in implementing it while ensuring your financial needs are met with the best possible solutions.
Frequently Asked Questions
Some loans require collateral (property, inventory, equipment), while others, like unsecured business loans, do not. The terms depend on the lender.
- Flexible repayments based on sales
- Quick approval and funding
- No need for traditional collateral
Approval and disbursement can take as little as 24–48 hours with many lenders.
Businesses engaged in importing, exporting, manufacturing, or trading that need working capital to fund transactions are eligible to apply.
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