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Elite SME

Sales-Based Financing

Financing that grows with your card sales.

POS-based funding solutions arranged through banking partners, structured around your merchant transaction volume and cash flow.

Check My Eligibility

Minimum Facility

AED 0K

start from 250,000 AED

Maximum Facility

AED 0M

up to 3,000,000 AED

Timeline

Fast

Rapid approval process

The Mechanism

For businesses with consistent card payment volumes, POS-based funding solutions can support working capital needs. We assess your transaction profile, structure suitable options, and arrange them through a banking partner.

Eligibility

Eligibility Profile

  • Active POS or card acceptance
  • Consistent monthly card transaction volume
  • Valid UAE trade license for 1 year +
  • Retail, F&B, and service businesses
Retail counter with POS terminal

  • Turnover Based

    Advance based on historical card turnover.

  • Loan Eligibility

    Multiple of average POS sales.

  • Flexible Terms

    Up to 4 years.

  • Secured Option

    By hypothecation of POS transactions.

The Acquisition Process

Data Review

Share your card-sales history securely for initial assessment.

Facility Structuring

We match you to a POS facility optimized for your cash flow.

Processing Your Application to the Bank

We submit your application to the partner bank and follow it through to approval.

Deployment

Receive funds and begin seamless repayment from daily sales.