Trade Finance
Working capital to keep trade moving.
LCs, TRs, and invoice discounting arranged through established UAE banking relationships for importers and traders.
Check My EligibilityAED0k
Minimum Facility
AED0M
Maximum Facility
Flexible Tenure
Bridging the gap
Trade working capital helps bridge the gap between paying suppliers and receiving customer payments. We assess your trade cycle, structure suitable solutions, and arrange the appropriate banking facility through UAE banking partners.
Target Profile
Who it's for
- Importers and exporters
- Wholesalers and distributors
- Trading companies with recurring trade cycles
- Businesses requiring LC or TR facilities
Facility Types
Tailored instruments
Letter of Credit (LC)
Guarantees payment to suppliers.
Invoice Financing
Advances against unpaid invoices.
Supply Chain Financing
Pay suppliers faster.
Trade Credit
Buy now, pay later terms.
Flexible structuring
Tenure: 30 days to 12 months across multiple partner banks.
Seamless execution
Tell us about your trade cycle
We analyze your supply chain needs and cash flow dynamics.
We structure the right facility
Connecting you with our network of premier UAE partner banks.
Draw down as you trade
Access funds swiftly to fulfill orders and pay suppliers on time.
Clarity
Frequently asked
Trade facilities often start around AED 2M–3M in annual turnover, depending on the facility type and banking partner requirements.
- Valid UAE trading or manufacturing licence
- Consistent trade cycles
- Established supplier or buyer relationships
- Demonstrated operational track record
Yes. We assess banking history and trade contracts, and newer traders may be considered for smaller facilities depending on banking requirements.
Tenures are flexible, typically ranging from 30 days to 12 months, aligned closely with your underlying trade cycle to ensure manageable cash flow.
While an existing relationship is beneficial, Elite SME acts as an intermediary. We leverage our network of partner banks to secure facilities even if you are establishing a new banking relationship.