Skip to main content
Elite SME

Trade Finance

Working capital to keep trade moving.

LCs, TRs, LGs suppliers' payment invoice discounting arranged through established UAE banking relationships for importers and trad

Check My Eligibility

AED0k

Minimum Facility

AED0M

Maximum Facility

30days–180days

Flexible Tenure

Bridging the gap

Trade working capital helps bridge the gap between paying suppliers and receiving customer payments. We assess your trade cycle, structure suitable solutions, and arrange the appropriate banking facility through UAE banking partners.

Target Profile

Who it's for

  • Importers and exporters
  • Wholesalers and distributors
  • Trading companies with recurring trade cycles
  • Businesses requiring LC or TR facilities or LGs suppliers' payment
Shipping containers and trade logistics

Facility Types

Tailored instruments

  • LC & LG

    Suppliers payment.

  • Invoice Financing

    Advances against unpaid invoices.

  • Supply Chain Financing (STL)

    Pay suppliers faster.

  • Trade Credit

    Buy now, pay later terms.

  • Flexible structuring

    Tenure: 30 days to 12 months across multiple partner banks.

Seamless execution

Tell us about your trade cycle

We analyze your supply chain needs and cash flow dynamics.

We structure the right facility

Connecting you with our network of premier UAE partner banks.

Processing Your Application to the Bank

We submit your application to the partner bank and follow it through to approval.

Draw down as you trade

Access funds swiftly to fulfill orders and pay suppliers on time.

Clarity

Frequently asked

Trade facilities often start around AED 2M–3M in annual turnover, depending on the facility type and banking partner requirements.

  • Valid UAE trading or manufacturing licence
  • Consistent trade cycles
  • Established supplier or buyer relationships
  • Demonstrated operational track record

Yes. We assess banking history and trade contracts, and newer traders may be considered for smaller facilities depending on banking requirements.

Tenures are flexible, typically ranging from 30 days to 12 months, aligned closely with your underlying trade cycle to ensure manageable cash flow.

While an existing relationship is beneficial, Elite SME acts as an intermediary. We leverage our network of partner banks to secure facilities even if you are establishing a new banking relationship.